To be eligible, you must meet the following conditions :

  • Be 18 years of age or older
  • Earn over $1200 a month of available income
  • Receive your income from an employer or from Employment Insurance Benefits
  • Have a stable occupation (minimum of 3 months service)
  • Be a Canadian Citizen
  • Be paid by direct deposit or checks in a Canadian bank account
  • Have a Canadian bank account active since a minimum of 3 months in which you get paid
  • Not about to declare a bankruptcy or to enter into a consumer proposal
  • Have little or no non-sufficient funds transactions
  • Have a low short term debt ratio (other active payday loans)

We DO NOT accept the following sources of income:

  • Retirement income (e.g. CPP)
  • Disability income
  • Insurance income
  • Social assistance
  • Student loan
  • Child tax
  • Self-employment

Our goal is to make it as easy and convenient as possible for you!

Your request will be taken in charge by our BC-Loans professional customer service team and we will keep you informed throughout the process.