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What are the eligibility requirements?

  • Be 18 years of age or older
  • Earn over $1200 a month of available income
  • Receive your income from an employer or from Employment Insurance Benefits
  • Be a Canadian Citizen
  • Be paid by direct deposit in a Canadian bank account
  • Not about to declare bankruptcy or to enter into a consumer proposal
  • Not to have an excess of non-sufficient funds transactions
  • Have a low short term debt ratio (other active short term loans)

How does a paperless application work?

Our paperless application approval process requires no documentation from you. This includes an e-signature and an instant verification process that allows us to have ‘view-only’ privileges to your bank account information. It is a fast, safe and secure process that allows us to quickly review and approve your loan.

When can I renew my loan?

You are eligible to renew your loan when there are only two weeks remaining on the deadline of your loan.