Please fill in the form below or call our customer service team and we will be happy to assist you!

Contact
Sending
Address
885 Georgia Street W. Suite 1500 Vancouver, British Columbia V6C 3E8

Customer Services Business Hours

Eastern Pacific
Mon to Thu 8:30am – 8:30pm 5:30am – 5:30pm
Friday 8:30am – 7:30pm 5:30am – 4:30pm
 

Can i borrow with a credit check ?

We offer the possibility to borrow from us without the need of a surety if you agree to submit yourself to a credit check. Be advised that there will be a hard hit on your credit when we send the demand. Your credit score needs to be 700 or higher to be approved for a loan using this method. If your credit score is below that threshold, we will refuse to lend you any amount. You will no longer be eligible to borrow with a surety. So if you want the money but do not know your credit score, it may not be a good idea to ask for this credit check. If you are approved, we will still ask the usual information to complete your file and may refuse to lend you money if you do not meet the required criteria for example if you do not have a regular job. Please ask one of our employees for a credit check if you wish to take that path.

What are the eligibility requirements?

  • Be 18 years of age or older
  • Earn over $1200 a month of available income
  • Receive your income from an employer or from Employment Insurance Benefits
  • Be a Canadian Citizen
  • Be paid by direct deposit or checks in a Canadian bank account
  • Have a Canadian bank account active since a minimum of 3 months in which you get paid
  • Not about to declare bankruptcy or to enter into a consumer proposal
  • Have little or no non-sufficient funds transactions
  • Have a low short term debt ratio (other active short term loans)

How does a paperless application work?

Our paperless application approval process requires no documentation from you. This includes an e-signature and an instant verification process that allows us to have ‘view-only’ privileges to your bank account information. It is a fast, safe and secure process that allows us to quickly review and approve your loan.