We offer the possibility to borrow from us without the need of a surety if you agree to submit yourself to a credit check. Be advised that there will be a hard hit on your credit when we send the demand. Your credit score needs to be 700 or higher to be approved for a loan using this method. If your credit score is below that threshold, we will refuse to lend you any amount. You will no longer be eligible to borrow with a surety. So if you want the money but do not know your credit score, it may not be a good idea to ask for this credit check. If you are approved, we will still ask the usual information to complete your file and may refuse to lend you money if you do not meet the required criteria for example if you do not have a regular job. Please ask one of our employees for a credit check if you wish to take that path.
Our paperless application approval process requires no documentation from you. This includes an e-signature and an instant verification process that allows us to have ‘view-only’ privileges to your bank account information. It is a fast, safe and secure process that allows us to quickly review and approve your loan.